golf course/real estate development related services such as  golf cart bridges and  water hazard retaining walls. In short we offer the best in design and installation of marine-grade lumber projects from the road to the river.

 

Insurance Requirements

Expert Marine Construction is licensed and fully insured. When you hire a licensed and fully insured contractor, you are protecting your most valuable assets, your home, property, and family.

 

A legally permitted dock enhances your property’s value. Here’s what you need to ask before you sign a contract or build. Ask to see a certificate of Insurance showing USL& H and general liability coverage prior to signing a contract or allowing work to be started by any contractor.

 

Did you know?

 

• Under Georgia law, if you hire an unlicensed or uninsured builder, you are legally responsible to pay Workers compensation coverage and FICA.

 

• YOU must maintain records for inspection and YOU will be liable for any injuries that occur -- (Things that should be discussed with the builder you select)

 

• Marine Contractors must carry Federal USL&H (Longshore & Harbor Workers) insurance. If you hire a marine builder who does not carry Long shore coverage, YOU will be legally responsible for any injuries that occur. PROTECT YOUR FAMILY!

 

• All contractors are required to carry General Liability Insurance. This is to guard against Damage to the homeowner/neighbor’s property, or if the contractor injures someone other than an employee. PROTECT YOUR FAMILY.

 

• If a contractor has paid employees, workers compensation insurance must be provided.

 

• If your marine contractor does not carry Worker's Compensation coverage under Georgia class code 6003F, they are NOT a legitimate marine contractor. This is a felony that exposes YOU to the liability of an onsite job injury.

 

• 1099 contractors can expose you to liability for any injury on the job site unless they carry Worker's Compensation coverage under Georgia class code 6003F.